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Extensive insurance cover with additional benefits and excess cover: |
ALL-IN-ONE PLUS
With this tariff you profit from additional services, such as covering for damage to living quarters and buildings of the host family, as well as an increased cover amount of the single insurance benefits. In the health insurance some of the additional benefits are homeopathic treatment, medical services for rehabilitation and treatment for pre-existing conditions – which will round your insurance protection.
| Travel health
insurance |
| Pain-related homeopathic treatment
|
| Treatment of pre-existing conditions (if acute complaints arise) after a waiting period of 6 months
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Medical services for rehabilitation
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| Additional compensation for host parents in case of min. 14-days in-patient-stay after an accident of the Au Pair/Nanny, if the hospitalisation falls under the conditions of the policy and if the insurance contract was initially concluded for a period of one year
|
€ 600,- |
| Extended (non-contributory) liability period in case of proven travel-incapability up to max.
3 month after end of contract period
|
No own contributions
|
Direct invoicing with the doctor via treatment form
|
| Out-patient medical treatment |
| Prescribed medication and accessories (excluding nutrition supplements, tonics and cosmetic substances). Per perscription there is a personal contribution of € 5,-.
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| Prescription aids for the treatment of injuries resulting from accidents |
Treatment during pregnancy and delivery within the contract period, if the pregnancy commenced within the contract period
|
| In-patient treatment incl. operations in standard-care, without optional benefits |
| Medically prescribed transportation, including transportation to home country
|
In case a required in-patient treatment is likely to exceed cost of € 2,500.- the insured Au Pair/Nanny can alternatively be transported back to the home country – accompanied by a doctor.
This service will always be decided after consulting with the host family. Medical indication is not mandatory. Organising of transport lies within the responsibility of Au pair-Assekuranzmakler GmbH - International as well as 100% of the cost.
|
| General conveyance + funeral cost up to max.
|
€ 11.000,- |
Dental treatment:
- Acute pain-relieving dental treatment, including
-
simple fillings and
- root
canal treatment (up to dental filling) as well as
- extractions
per
insured year up to max.
Treatment services - after prior consultations - |
max. € 260,-
unlimited |
| Simple repair of already existing dental prosthesis for the entire insurance period at 50% with a max. of
|
€ 1.000,- |
| Simple repair of already existing dental prosthesis at 100% after accidents with a max. of
|
€ 2.500,- |
| Accident insurance |
Insured sum in case of death
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€ 5.000,– |
Insured sum in case of total and permanent invalidity
|
€ 60.000,– |
| Personal and
professional liability insurance (Subsidiary cover) |
| Flat-rate coverage for damage to persons or property |
€ 2.600.000,–
|
Damage to the housings and buildings of the host family
|
€ 25.000,–
|
| Deportation cost |
| In case of deportation ordered by public authorities according to §§
765, 773 German Civil Code (BGB) in conjunction with §§ 66 para. 2, 67 and 68
of the German Residence Act (AufenthG) up to
|
€ 4.100,–
|
| Non limited extended liability period on authorised deportation
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